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We can Finance any car

Dhada Motors Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority.

FCA No: 954385

Finance is subject to status. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

Finance: About Us

A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.

What happens next?

The agreement will be structured to meet your individual requirements based on the car, the agreement duration required, the available deposit and your monthly budget

After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees

The interest rate is fixed which means you'll know exactly how much you will repay throughout the term of the agreement

Once all of the payments have been paid the car is yours

Features and Benefits

  • Fixed monthly repayments

  • Low Deposit

  • Ownership of Car

  • Budget with confidence

  • Freedom, no mileage restrictions

  • Ability to settle loan early

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Similar to a Conditional Sale agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.

What happens next?

At the end of your PCP agreement you then have a number of options.

Option 1
Part-exchange your vehicle-use any equity above the Guaranteed Minimum Future Value as an initial deposit on your next purchase.

Option 2
Keep your vehicle-simply pay the Guaranteed Minimum Future Value to retain ownership.

Option 3
Refinance the final balloon payment.

Option 4
Return your vehicle and have nothing further to pay, subject to vehicle condition and within the agreed mileage terms. (Subject to terms and conditions).

Features and Benefits

  • Flexible deposit

  • Low fixed monthly payments

  • Choice at the end of the agreement

  • No need to worry about depreciation

  • Potential lower payments than Conditional Sale

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We may be able to help if you have bad credit or have been refused car finance elsewhere. We have helped many people overcome this situation as we take a different approach to accepting car finance applications for those who have struggled in the past.

We have established a good working relationship with our broker who have a DIRECT link with a panel of lenders that the major Car Finance Broker's don't. Please do not hesitate to call us and let us do the hard work for you.

Like fingerprints, no two credit applications are the same! We understand everybody's credit score and situation is different so that's why we look at each application individually. Most companies ignore applicants that have a had a CCJ, IVA or had financial issues in the past. We consider your credit application based on your affordability and ability to pay. Don't let the past drag you down!

How we can help?

Missed payments, Bankruptcy, CCJ's IVA's, defaults are becoming more and more common due to a recovering economy from a worldwide credit crisis. As a result, customers are falling into the 'sub-prime' category and are struggling to get accepted for car finance. We can help! We have a panel of lenders that understand these situations and welcome customers who have had financial difficulty in the past. As well as a funding solution, this will also help your credit score get back on track.

Improve your chance of Approval

We have the ability to get approval for you with zero deposit, however, we do recommend providing a reasonable deposit as this will increase your chances further and help with your credit application.

The following information is also required

  • Minimum 3 years address history

  • Minimum 3 years work history

  • Income and expenditure

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Getting a deposit together to purchase your new vehicle is not always the easiest thing to do! You might not have a vehicle to trade in or have had a large bill to pay but are in need of a car.
We can help. We are proud to offer no deposit options. Stress-free and easy, your next car purchase will be enjoyable and affordable.
Our mission is to make the entire process of purchasing a car simple and laidback, whilst at the same time keeping the costs down. We do this by working with a number of different specialist lenders who offer finance deals that require no deposit. This means that you have the best chance of getting a loan without a deposit when you apply with us.

Car Interior

Whichever lender we introduce you to, we will typically receive commission from them. The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement

Finance: Specials
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